Keep Your Restaurant Cooking!
Running a restaurant is one of the most complex businesses to manage. Between staffing, inventory, scheduling, and cash flow, the last thing you need is to worry about your insurance. At All Access Insurance, we partner with Berkshire Hathaway GUARD to offer a multi-line insurance solution designed to meet the needs of restaurant owners.
Whether your business needs certain coverages, higher protection, or a customizable insurance solution that combines a combination of options, we have you covered.
Your premiums may be discounted based upon your business history. Factors considered include:
- Past workers’ compensation history
- Age and condition of your restaurant
- Training and education of employees
- Emergency services accessibility
Workers’ Compensation
Protects your employees from work-related injuries and illnesses by covering medical expenses and lost wages. Safety resources as well as assistance in setting up a return-to-work program are absolutely FREE with your policy.
Businessowners Coverage (Property & Liability)
Protects your building and contents (such as equipment, furniture, and fixtures) and covers expenses if your business is held liable for harm to another. Optional add-on coverages include:
- Checked Coats & Bags
- Computer Fraud and Funds Transfer
- Credit Card Slips
- Data Compromise
- Delivery Errors & Omissions
- Earthquake & Sprinkler Leakage
- Employee Benefits Liability
- Equipment Breakdown
- Employment-Related Practices Liability
- Fine Arts
- Fire Department Service Contract
- Food Contamination
- Liquor Liability
- Lock Replacement
- Loss or Damage to Customers’ Autos
- Money and Securities
- Private Parking Lot
- Spoilage
- Utility Services
- Water Back-Up and Sump Overflow
Commercial Umbrella Liability
Provides an additional tier of protection, typically extending existing limits as well as your financial security.
Getting started is easy. Call or email for a quote.
Contact Rick Cline at rick@allaccessins.com or call (303) 932-1700 to get started today.