Construction projects come with a multitude of risks. Whether you’re an owner contracting for a renovation, acting as your own general contractor, or dealing with a vacant property, having the right insurance coverage is essential to protect your investment. All Access Insurance offers specialized construction insurance products with minimum premiums starting at just $500.

Construction and Premises Protective

This coverage is designed for owners or tenants who are contracting with a general contractor for renovation projects of $250,000 or more, or ground-up construction. It provides premises and contractor liability coverage for project costs up to $5 million. This is ideal for property owners who want to ensure they are properly protected while a general contractor handles the construction work on their behalf.

Owner Acting as a General Contractor

Similar to the Construction and Premises Protective coverage, this product is tailored for individuals who are not professional contractors by trade but are managing their own renovation or construction projects. It covers projects up to $1 million and provides the premises and contractor liability protection needed when you take on the role of general contractor yourself.

Builder’s Risk

Builder’s Risk is an “all risk” inland marine coverage designed for both dwelling and commercial construction projects. One of the key benefits of this coverage is that it automatically includes soft costs, providing 15 additional coverages that protect against a wide range of potential losses during the construction process. This comprehensive coverage ensures that your project is protected from start to finish.

Vacant Building

Vacant building coverage is available for properties valued up to $3 million. This coverage is designed for non-structural renovations and offers flexible policy terms ranging from 3 to 12 months. If you own a property that is currently unoccupied, this coverage can help protect your investment while the property sits vacant or undergoes minor renovation work.

Construction projects involve numerous risks, and having the right insurance protection in place is crucial. Contact All Access Insurance today at (303) 932-1700 for a quote and let us help you build your business with the right insurance coverage. With minimum premiums starting at just $500, protecting your construction project has never been more affordable.