All Access Insurance covers a broad spectrum of artisan-type contractors, typically covering those performing residential or light commercial work. We provide protection against employee injuries and illnesses, property damage, liability exposures, and catastrophic incidents.

For business owners with minimal property exposure but requiring General Liability Insurance, our Contractor’s Preferred Policy offers customized coverage. We tailor insurance plans to address your specific business needs.

Artisan contractors may qualify for discounts based on:

• Past worker’s compensation history
• Age and condition of building
• Employee training and experience
• Location accessibility by emergency services

Property Coverage – Insuring your business personal property and buildings up to $20M.

Workers’ Compensation – Covering medical expenses and lost wages, with a free return-to-work program.

Commercial Umbrella Liability – Extending your existing coverage limits for greater financial protection.

• Additional Insured/Completed Operations
• Blanket Additional Insured
• Blanket Waiver of Subrogation
• Computer Fraud and Funds Transfer
• Credit Card Slips
• Data Compromise
• Earthquake & Sprinkler Leakage
• Employee Benefits Liability
• Equipment Breakdown
• Employee Tools
• Employment-Related Practices Liability
• Fire Department Service Contract
• Hired and Non-Owned Auto Liability
• Hired Auto Physical Damage
• Installation
• Money and Securities
• Non-Owned Tools & Equipment
• Ordinance or Law
• Owned Tools & Equipment
• Pesticide/Herbicide Applicator (Landscapers)
• Snow Plow Products
• Utility Services
• Water Back-Up and Sump Overflow

Our job is to keep you out on your jobs!

Contact us at (303) 932-1700 or email rick@allaccessins.com for a quote today.