As an electronics company owner, having the right insurance coverage is essential to protect your business. Here are the key coverage options available to electronics businesses:

Property Choice® protects your owned and leased business property, including equipment, inventory, fixtures, and data systems. This coverage provides protection for the things that keep your electronics business running.

Optional add-on coverages include:

• Equipment breakdown coverage
• Electronic data processing interruption
• Utility service losses
• Electronic vandalism damage

General Liability Choice® provides essential bodily injury and property damage coverage for your electronics business. This includes personal and advertising injury protection covering libel, slander, and defamation.

Additional coverage features include:

• Website and bulletin board liability
• Manufacturer errors and omissions
• Product recall expenses

XactPAY® is a pay-as-you-go workers’ compensation system that bases premiums on your actual monthly payroll figures. This helps electronics company owners better manage cash flow by paying premiums based on real payroll data rather than estimates, at no extra cost.

The FailSafe® suite provides comprehensive professional and cyber risk coverage designed for electronics businesses. In today’s digital landscape, protecting against cyber threats is critical.

Coverage includes:

• Data security lapses and breaches
• Intellectual property issues
• Content liability
• Technology failures
• Warranty problems
• Breach and extortion expenses
• Business interruption due to cyber events

All Access Insurance in Littleton, CO operates as a broker representing multiple carriers. For more information about coverage options for your electronics business, contact All Access Insurance at (303) 932-1700.