Hotel and Motel Multi-Line Insurance Solutions
As a hotel or motel owner, you are managing a business that operates 24 hours a day, 7 days a week, 365 days a year. You are required to wear many hats and juggle many tasks at once, and the last thing you want to worry about is your insurance. All Access Insurance provides multi-line insurance solutions that include workers compensation, property damage protection, and liability coverage. Our hotel and motel insurance programs may offer significant premium discounts based on the following factors:
- Prior Workers Compensation history
- Age and condition of building
- Training and experience of employee base
- Emergency services accessibility
- Protection class and construction conditions
Workers' Compensation
Workers compensation coverage protects your employees for work-related injuries and illnesses, covering medical expenses and lost wages. Our program includes complimentary safety resources and return-to-work program assistance to help you keep your employees safe and productive.
Businessowner's Coverage (Property & Liability)
Our businessowner’s coverage protects your building and its contents, including automatic coverage for business income loss, employee dishonesty, and outdoor property damage. Additional coverage options are available to customize your policy to meet the specific needs of your hotel or motel operation.
Available Add-on Coverages:
- Bed Bug / Kissing Bug Coverage
- Computer Fraud
- Data Compromise
- Earthquake Coverage
- Employment Practices Liability
- Equipment Breakdown
- Food Contamination
- Forgery or Alteration
- Functional Building Valuation
- Hired and Non-Owned Auto Liability
- Identity Recovery Coverage
- Inland Marine
- Liquor Liability
- Mechanical Breakdown
- Money and Securities
- Ordinance or Law
- Outdoor Signs
- Spoilage Coverage
- Utility Services – Direct Damage
- Utility Services – Time Element
- Water Back-Up and Sump Overflow
Commercial Umbrella Liability
Commercial umbrella liability coverage provides an additional layer of protection above and beyond your standard liability limits. This extended coverage offers greater financial security and peace of mind for your hotel or motel business.
At All Access Insurance, we are dedicated to keeping you protected. Contact us today to learn more about our hotel and motel multi-line insurance solutions.
Rick Cline
All Access Insurance
Littleton, CO
(303) 932-1700