Insurance for Churches Meditation Centers Mosques and Temples in Colorado
Insurance for a Church or Mosque can be challenging. There are many products to choose from. Liability, Property, Work Comp, Commercial Van insurance, Professional Liability etc. We have a solution at United States Liability Insurance that might fit very well. Here are some highlights.
PRODUCT ADVANTAGES
General Liability
- Fundraisers, special events and outreach activities are automatically included and do not need to be scheduled in the policy
- Church members are automatically included as additional insureds
- Emotional distress and mental anguish is included within the definition of bodily injury
- Pastoral professional coverage available
- Abuse and molestation sublimit available at no additional cost
Property
- Theft coverage is available for most risks
- Special cause of loss available
- Replacement cost available
- Value Plus endorsement – 14 valuable coverage enhancements including $25,000 fine arts, $10,000 sign, $10,000 transit, $5,000 monies and securities, $5,000 employee dishonesty and more
Directors and Officers / Employment Practices Liability
- Lifetime occurrence reporting provision – Unlimited reporting extension for former directors and officers
- Data & Security+ endorsement – Provides a $50,000 expense sublimit each for data breach, identity theft, workplace violence and kidnap expenses
- Full prior acts coverage
- Breach of contract coverage
- Fair Labor Standards Act (FLSA/wage and hour) sublimit of $100,000 for defense cost and loss (available in most states)
- Optional fiduciary coverage
- Optional Standard Form – A competitively priced alternative to our Broad Form option
Crime Coverage
- Coverage for theft of money, securities and other property by employees
- Coverage provided for directors, officers, committee chairs, employees and volunteers without having to schedule them by name or position
Package offerings can also include inland marine, hired/non-owned auto (available in most states), excess and umbrella coverages.
MOST COMMON INELIGIBLE RISK CHARACTERISTICS
- Located in LA or WV
- The following classes of business:
- School exposure (Sunday school is acceptable)
- International missions with children under the age of 18
- Mission work involving construction activities
- Faith healing ministries
Getting started is easy. Call or email for a quote. rick@allaccessins.com | (303) 932-1700