All Access Insurance has developed a specialized museum insurance program designed specifically for nonprofit 501(c)3 organizations, historic homes, art organizations, libraries, and cultural centers. Our comprehensive program provides the protection these unique institutions need.

Inland Marine / Collections Coverage

Our program offers up to $50 million in capacity for inland marine and collections coverage. Key features include:

• Relaxed appraisal requirements
• Blanket limits for owned and third-party property
• All-risk coverage for your collection and changing exhibitions
• Protection for temporary and long-term loans including transit both to and from the museum
• Domestic and international transit coverage
• Special clauses for artwork

Property Coverage

We provide property insurance that addresses the unique needs of museums and cultural institutions, including:

• Historic building replacement cost valuation
• Business personal property coverage
• Business interruption coverage

Management Liability

Our management liability coverage protects your organization's leadership with:

• Directors & Officers (D&O) liability
• Employment Practices Liability (EPL)
• Fiduciary liability protection

Additional Coverages

We also offer a range of additional coverages to ensure your institution is fully protected:

• Commercial General Liability — $1,000,000 per occurrence / $3,000,000 aggregate
• Crime coverage
• Automobile insurance
• Workers compensation

Museum Types We Insure

Our program covers a wide variety of museum and cultural institution types, including:

• Agriculture museums
• Arboretums
• Automotive museums
• Aviation museums
• Botanical gardens
• Children's museums
• Fine arts museums
• Natural history museums
• Science and technology centers
• Transportation museums

Note: Aquariums and zoos may have limited availability.

Our museum insurance program extends beyond collections to cover employees, volunteers, special events, vehicles, and buildings — providing comprehensive protection for every aspect of your institution.

For more information about our museum and fine art insurance program, contact Rick Cline at (303) 932-1700 or email rick@allaccessins.com.