Professional & General Liability Coverage For Day Spas & Massage Parlors
Everyone loves to ensure they are taken care of. People seek various personal care services including massage therapy, facials, body treatments, and other spa services to maintain their health and well-being.
For those professionals that take care of others, here at All Access Insurance we have you taken care of too, with Professional Liability and General Liability for Day Spas and Massage Parlors.
Product Advantages
- Separate limits for claims-made professional and occurrence general liability
- Minimum premiums starting at $425 for professional liability and $150 for general liability
- No deductible
- Option to purchase standalone professional liability
- Defense cost coverage for patient molestation claims available
- Punitive damages coverage where insurable
- Third-party discrimination coverage
- Personal injury coverage
- Supplemental payments coverage for lost wages to attend trials/hearings
- Coverage for attorney fees/costs/expenses for licensing board investigations
- Spousal and domestic partner coverage
- Ability to include hired/non-owned auto and property coverage
Available Limits
- Errors and omissions: up to $2,000,000/$4,000,000
- General liability: up to $2,000,000/$4,000,000
- Abuse and molestation claims: up to $1,000,000/$3,000,000
- Punitive damages: up to $100,000
- Third-party discrimination: $25,000
- Supplemental payments: $5,000
- Attorney fees for licensing board defense: $5,000/$10,000
Getting started is easy. Call or email for a quote.