Our Professional Lines Department focuses on competitively priced products, broad and unique coverages and fast turnaround time for growing business classes.

Real Estate Errors and Omissions

Coverage for residential and commercial real estate professionals protecting against mistakes in transactions.

Top Client Classes:

• Residential
• Commercial (up to 40%)

Product Features:

• Defense outside limits
• 100% allocation wording
• Broad employee definition including contractors
• Full prior acts coverage for claim-free accounts

Property Managers Errors and Omissions

Designed for property managers handling residential or commercial properties with comprehensive liability protection.

Top Client Classes:

• Residential
• Commercial

Product Features:

• Coverage for personally owned property management
• Package options for multiple liability types
• Automatic wrongful eviction coverage

Community Association Directors and Officers

Protection for board members managing condominiums, cooperatives, and retail/office associations.

Top Client Classes:

• Condominium associations
• Cooperatives
• Office parks
• Retail associations

Product Features:

• Defense outside limits
• Full prior acts
• Third-party discrimination coverage
• Breach of contract defense
• Lifetime Occurrence Reporting

Cyber

Addresses data breaches and online risks for consultants, e-commerce, healthcare, nonprofits, and hospitality businesses.

Top Client Classes:

• Consultants
• E-Commerce
• Doctors/Dentists
• Nonprofit entities
• Bars/Restaurants

Product Features:

• Separate limits per coverage part
• Data breach/identity theft expense pay
• Free eRisk Hub access
• Identity theft restoration

Corporate Directors and Officers

Executive liability for manufacturers, tech companies, and professional service firms.

Top Client Classes:

• Manufacturers
• Sales/Distributors
• Consultants
• Property managers
• Tech companies
• Professional services

Product Features:

• Retentions from $0
• Modular limits
• Final adjudication wording
• Lifetime Occurrence Reporting

Insurance Agents Errors and Omissions

Tailored for licensed insurance agents with experience writing personal or life/health lines.

Top Client Classes:

• Agents writing 65%+ personal lines or individual life/health
• Minimum one year licensed experience

Product Features:

• First dollar deductible availability
• Business owners package
• Automatic coverage

Call or email for a quote. We look forward to helping you find the right professional liability coverage for your clients.