The Hartford Partners on New Errors and Omissions (E&O) Liability Program for Home Inspectors

Home inspectors play a critical role in the real estate transaction process, but with that responsibility comes significant exposure to lawsuits. Whether it’s a missed defect, an overlooked safety hazard, or an unhappy homebuyer, inspectors can find themselves facing costly legal claims. That’s why having the right professional liability coverage is essential.

The Hartford has partnered with BNK Insurance to create a comprehensive Errors and Omissions (E&O) professional liability coverage program designed specifically for home inspectors. This program provides the specialized protection that inspectors need to safeguard their business and reputation.

Superior Underwriting Helps You Provide Solid Coverage

This program offers direct access to underwriting experts who understand the unique risks that home inspectors face. The coverage is offered as a customizable, stand-alone policy, allowing inspectors to tailor their protection to match their specific services and needs.

Optional coverages available through the program include:

  • Mold inspection
  • Infrared thermography
  • Radon coverage
  • Termite coverage
  • Pool and spa inspections
  • Appliance coverage
  • Stucco and green building inspections
  • Indoor air quality
  • Lead paint
  • Rodent inspections
  • Wind mitigation
  • Septic inspections

Because just one mistake could have a lasting impact on the homeowner’s purchase, this program offers coverage limits of up to $1 million, ensuring that home inspectors have substantial protection against potential claims.

Get a Quote Today

For more information about The Hartford’s E&O liability program for home inspectors, or to request a quote, contact Rick Cline at (303) 932-1700 or email rcline@insuranceaai.com.

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